AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM

Digitalisasi UMKM Di Era Industri 5.0 Melalui Sosialisasi QRIS, SIAPIK dan Sertifikasi Halal Pada Pelaku Usaha Mikro Kecil Menengah (UMKM) Desa Suru

Misbahul Munir — 2024-07-02

Kegitan ini merupakan kegiatan Digitalisasi UMKM di Era Industri 5.0 melalui Sosialisasi QRIS, SIAPIK dan Sertifikasi Halal pada Pelaku UMKM Desa Suru. Kegiatan Sosialisasi yang dilakukan oleh mahasiswa KKN-PAR UNU Blitar ini bertujuan untuk berbagi informasi mengenai penggunaan media sosial, sertifikasi halal dan pemasaran guna meningkatkan UMKM yang unggul dan dikenal khalayak ramai sehingga dapat memajukan UMKM dengan pemanfaatan teknologi digital. Metode pelaksanaan dalam kegiatan ini adalah survei, analisa masalah, bimbingan teknis program, evaluasi dan pemberian rekomendasi untuk program selanjutnya. Hasil kegiatan ini menunjukan bahwa pelaku UMKM Desa Suru antusias mengikuti kegiatan sosialisasi dan membuka pemahaman mereka akan perkembangan teknologi untuk mendorong kemajuan ekonomi, termasuk juga mengenai pembayaran non tunai menggunakan QRIS,m pencatatan keuangan yang lebih terorganisir menggunakan SIAPIK dan mendaftarkan produk usaha mereka untuk memiliki sertifikat halal. Upaya tersebut dilakukan untuk mendorong kemajuan ekonomi dan menanggapi perkembangan teknologi sehingga pelaku UMKM Desa Suru dapat mengikuti perkembangan zaman untuk dapat bersaing dalam hal perekonomian, tak hanya itu memiliki QRIS, Sertifikasi halal dan menggunakan SIAPIK untuk pencatatan keuangan usaha dapat mendorong usaha mereka untuk lebih cakap digital.

Hubungan Teori Konsumsi Ekonomi Islam dengan Konsep Etika Konsumsi dalam Pemikiran Yusuf Al-Qardhawi

Famela Audia — 2024-07-02

This journal writing focuses on the economic thoughts of Yusuf Qaradhawi regarding Islamic economic ethics. Islam has established ethics dan values in every scientific discipline, including Islamic economics. According to Yusuf al-Qardhawi, Islamic economics is an economy based on divinity. By using the laws of Islamic sharia. Economic activities such as production, distribution, consumption are always related to God dan aim at God. Economic Ethics really needs to be conveyed in the era of globalization which often ignores moral dan ethical values. Yusuf al-Qrdhawi, in his moderate view, shows that the economic ethics he speaks of is a form of economic knowledge that will always maintain economic sustainability. In Islamic Economics, it is hoped that it will be guided by ethical dan moral values, encouraging a sense of responsibility dan awareness of one's actions dan their impact on the material dan spiritual dimensions of life.

Pengaruh Faktor Psikologis terhadap Minat Penggunaan Layanan Keuangan Syariah

Gaoz Rozi Fahraini Rozi — 2024-07-02

This research was conducted with the aim of determining the psychological factors that influence people's interest in using sharia financial services. The sampling technique used was a purposive sampling technique with the community population in Alas and Buer Districts calculated using the convenience formula. This research uses a quantitative research method with primary data in the form of a questionnaire. Hypothesis testing uses simple linear regression analysis techniques. So the results obtained in the research show that sharia economic literacy has a positive and significant effect on people's interest in sharia financial services with a significant value of 0.000 < 0.005 with the regression equation, namely Y = 1.118 + 0.227 X.

Perkembangan Ekonomi Islam Di Indonesia Melalui Penyelenggaraan Fintech Syariah

Muhammad Ibnu Faruk Fauzi — 2024-06-30

As a country with the largest Muslim population in the world, Indonesia has great potential to be able to develop its economy through an Islamic economy, one of which is through the implementation of Financial technology (fintech), which is an innovation in financial services using technology so that people can easily access financial products and services that are not available. can be accommodated by traditional financial services. This research is a type of library research. The focus of library research is to find various theories, laws, propositions, principles, or ideas that are used to analyze and solve formulated research questions. The nature of this research is descriptive analysis. The development of Islamic economic law is basically parallel to other conventional economic laws. The existence of Islamic economics in general in Indonesian society is conceptually in accordance with the demands of the times. The Islamic finance industry in Indonesia has been recognized and implemented by the public. The legal umbrella of Sharia Fintech itself is also based on Financial Services Authority Regulation (POJK) 77 of 2016 and sharia fintech also refers to the Fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN MUI) Number 117/2018 regarding Information Technology-Based Financing Services Based on Sharia Principles.

Sektor Penjaminan Halal Pada Industri Pariwisata

Naila Tasya — 2024-06-30

This article discusses in detail the concept of halal assurance, challenges and opportunities in the tourism industry, as well as implications for relevant stakeholders. Through a qualitative approach and case studies from various countries, this article aims to provide a comprehensive understanding of the importance and implementation of halal assurance in tourism. This research also highlights the role of government, industry players and certification bodies in creating an ecosystem that supports halal tourism. The results of this article's discussion include an in-depth analysis of the effectiveness of halal guarantees in increasing the attractiveness of tourist destinations, identification of the main challenges in implementing halal guarantees, as well as strategies that can be adopted by various stakeholders to overcome these challenges. The findings from this research also show that the existence of good halal guarantees can increase the trust of Muslim and non-Muslim tourists in tourist destinations, as well as support local economic growth through increasing tourist visits. The recommendations provided in this article can be a reference for policy makers and practitioners in developing a sustainable halal tourism industry. In a global context, the increase in the number of Muslim tourists has a significant impact on various tourist destinations. Therefore, tourist destinations that can provide facilities and services in accordance with halal principles have great potential to attract more tourists. The implementation of halal guarantees does not only cover food and drinks, but also other aspects such as accommodation, entertainment and health services.

Peran Bank BSI Dalam Meningkatkan Perekonomian UMKM

Sasmita Adekantari — 2024-06-30

Bank Syariah Indonesia (IDX: BRIS; abbreviated as BS) means a bank in Indonesia that operates in the field of Islamic banking. This bank was inaugurated on February 1, 2021 at 13.00 WIB or coinciding with the 19th of Jumadil Akhir 1442 AH. This bank is the result of a merger between Bank Syariah mandiri, Bank BNI Syariah, and BRIsyariah. This bank is also an Islamic bank owned by HIMBARA (Association of State-Owned Banks), with its shares generally held by Bank mandiri, as a result this bank is considered to be part of the mandiri group. Bank Syariah Indonesia carries out the function of a bank to be a place to store and channel funds from the public to help development in Indonesia. The existence of a bank is also very dependent on the religion of the people. the higher the religion of the people, the higher the awareness of the people to save their money to the bank and use other services from the bank. small and medium enterprises (MSMEs) means one of the leading driving forces in the development of the manufacturing industry. the movement of the MSME sector is very important for building economic growth and employment.

Peranan Lembaga Keuangan Dalam Meminimalisir Ketimpangan Pendapatan Di Kabupaten Sumbawa

Siti Nur Hidayati — 2024-06-30

Income inequality is still a problem in the Indonesian economy, especially in Sumbawa Regency. In order to realize the welfare of the community evenly, the Sumbawa district government seeks to reduce the income inequality rate between sub-districts in Sumbawa district. Community financial institutions are expected to help the economy of the poor so that economic income equality will be realized so as to minimize inequality. The purpose of the study was to determine the role of financial institutions in minimizing income inequality. In Sumbawa Regency. This research is a type of qualitative research. The results showed that financial institutions play a significant role in income inequality in Sumbawa Regency